4 Benefits You Can Enjoy From Single Trip Travel Insurance

The days of spruiking doom and gloom to sell travel policies are over. No longer do firms advertise the efficacy of their products through fear and images of all the dark clouds that could rain worry on your holiday. They are more than aware that people don’t want trepidation on the menu for their upcoming adventure!

Nowadays, companies are selling their plans on their benefits. It is refreshing to consider cover in terms of what you can gain, instead of simply what could befall you if you neglect it.

Don’t stress about accidents

Imagine you are planning a quick getaway with your family. You’ve chosen an island paradise and are excited about shaking the dust off your swimwear. The last thing you want to consider is getting single trip travel insurance because there might just be a cyclone that will tear the roof off your hotel. Instead, consider how the simple, online quote and basic cover can leave you free to forget about accidents, storms, injuries or acts of God. You can happily set off on your journey knowing that for one simple fee you are protected from any eventuality.

Don’t worry about theft

Many people are concerned about theft when they go on holiday. Indeed, there are many instances when theft does occur. But effective single trip travel insurance gives you an opportunity to turn a journey into an adventure. No one wants to skulk around their resort or accommodation worried to leave in case their handbag, phone or sunglasses disappear. The best way to enjoy your time away is to plunge headfirst into your destination (with a good dose of good old-fashioned common sense), secure in the knowledge that your policy is protecting you from the unlikely event of the worst.

Enjoy peace of mind

Ultimately, whether it is from cyclones, missed flights, stolen wallets, ruined bags or injured shins, single trip travel insurance at its best gives you a chance to make the most of your time away. If you work hard, this one-off trip needs to be savoured. And there is no better support to doing this than knowing, even when surrounded by the unfamiliar, that you will be well taken care of.

Enjoy extras

The best companies offer single trip travel insurance that understands no one wants to scrimp on their holiday. Your relaxing break should be just that: full of opportunities to splurge and enjoy yourself in ways you would not enjoy at home. This is why the best plans include plenty of extras for you to take advantage of. From golf cover to cruise cover, these extras are sometimes included as part of special deals, recognising that protection should extend to life’s luxuries when on a break.

Cheap Single Trip Travel Insurance Takes Care of Health and Luggage

When making plans to take a trip for your next vacation it is very easy to believe you won’t need insurance for a cheap single trip. Insurance is a necessity because no matter how carefully we plan our trip there is no guarantee that things will go one hundred percent smoothly. It really is much better to realize there is a small chance that something unexpected may occur.

Something could go wrong with your health. It may not be very serious but if you need medical attention in a foreign country it is going to cost a great deal. No matter where you are in the world, good medical care is expensive.

Your child may fall and break an arm or suddenly develop full blown measles. Not only do you want medical care but you want the best. If you have cheap single trip travel insurance then you will know exactly how much money is available to you in this situation.

In fact, it is very likely you will be in contact with a representative of the travel insurance company to advise you through the procedures.

When compared to illness or sudden accidents then the loss of luggage does not seem as important. However, just because you don’t need medical care does not mean you have to put up with losing your assets. Luggage is a necessary part of traveling.

It is very common to fill your luggage with curios, gifts and other luxury items. There isn’t an airport in the world that does not have to deal with its fair share of lost luggage. More often than not, lost luggage is never recovered and simply remains lost.

Don’t forget, it is not only the contents of your luggage that you will be covered for but also your actual luggage. Nowadays, decent luggage that can take the rigors of travel is expensive. Cheap single trip travel insurance will cover this.

Annual Multi Trip Travel Insurance

Multi Trip Travel Insurance is also known as Annual Travel Insurance.

With an annual multi trip you can take unlimited trips in a 12 month period. It is ideal for anyone who takes more than 3 trips a year, especially for anyone with a family because most multi trip insurance allows for up to 4 children for free.

Benefits and advantages of multi trip insurance:

  • Take unlimited trips annually. (depending on the insurer, each trip duration limit can range from 30 days to up to 60 days).
  • Children are insured for free, usually up to 4 children under the age of 18. Please note that children are covered only if they travel with one of the insured adults.
  • Some of the insurers throw in a Free Ski Insurance ranging from 7 days – 21 days annually.
  • Few Annual covers provides domestic travel insurance. This usually has a minimum distance and will require a hotel stay as well. The domestic travel insurance cover makes the Multi Trip Insurance even more compelling economically.
  • It works out cheaper if you take 3 or more trips a year, especially if you add up all your business and holiday travel cover.
  • Multi Trip Insurance cover is ideal for contract workers who have to travel a few weeks at a time on project related work.

Why You Need Travel Insurance

We are most vulnerable when we travel and Trip Insurance is the only way to protect yourself for monitory loss incurred due to circumstances beyond your control. These eventualities can occur at any time before or during travel and its essential to have protection against them. Here are some examples of why you need travel insurance:

  • You meet with an accident on the way to the airport and subsequently miss the flight to your non-refundable holiday.
  • You or your family member falls ill a few days before the holiday, forcing you to cancel your trip.
  • Your baggage is lost or delayed by the airline and you are forced to buy the essentials. In the event it’s lost, the airlines pay very little as compensation, so you need insurance.
  • You or your family members meet with an accident or fall ill and require medical attention or surgery whilst on holiday. This can prove to be very expensive depending on which country you are in, especially if it requires medical evacuation.
  • You accidentally damage someone else’s property or person and require legal representation and or have to pay 3rd party damages.
  • Travel insurance for activity holidays like skiing, etc., where there is a greater change of injury, damage and loss.
  • In case your expensive equipment or possessions like jewelry, camera, ski equip, etc., is damaged, stolen or lost.
  • You are forced to evacuate because of a natural calamity and lose your possessions in the bargain. Some situations require emergency evacuation as well.
  • You and or your family members get food poisoning and needs hospitalization.
  • You need someone to fly out to you in the event you are hospitalised.